There are important decisions that we need to do in our life. We need to be in the right track as much as possible and not spend the money that we don't have. But there are unexpected things that life throws to us and we have to be ready to whatever it is.
Me and my husband decided to get term life ins. I did a lot of research online and did price comparison until we found the right one for us. So do your home work too and think of getting term life insurance.